Planning to get your first loan or credit card? How lenders evaluate new-to-credit customers – explained

Understanding how lenders evaluate applications can help you improve your chances of accessing formal credit. (AI image) Getting your first loan or credit card can often be a challenge. Your lack of credit history makes it difficult for lenders to assess your creditworthiness, which essentially means banks and NBFCs have no historic data around your…

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The new gold standard: Why 18-karat jewellery is winning over younger buyers

India’s traditional preference for 22-karat gold is shifting towards 18-karat, driven by younger buyers seeking everyday wearability and personal expression. This change is fueled by 18K’s superior durability, design flexibility for intricate pieces, and greater affordability, aligning with a modern view of luxury as practical and personal. For decades, gold in India has meant one…

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Dhurandhar 2: ‘Please don’t share spoilers’: Aditya Dhar makes a heartfelt plea to his fans ahead of ‘Dhurandhar: The Revenge’ release | Hindi Movie News

Ahead of ‘Dhurandhar: The Revenge’ premiere, director Aditya Dhar passionately urged fans to safeguard the film’s secrets. He expressed deep gratitude for the audience’s connection to the first installment, emphasizing the sequel’s aim to deliver unexpected emotions. Dhar implored viewers to experience the espionage epic in theaters, free from spoilers, to preserve its magic for…

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‘You should resign’: Mamata hits out at PM Modi’s silence on Pakistan’s threat to strike Kolkata | India News

Mamata Banerjee and Prime Minister Narendra Modi (Images/Agencies) NEW DELHI: West Bengal chief minister Mamata Banerjee on Monday questioned Prime Minister Narendra Modi over why he did not address Pakistan’s threat to strike Kolkata.Addressing a poll rally in Nadia district, she said: “You (PM) target Bengal during election rallies; but when Pakistan talks of attacking…

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Open door, blue door with flowers and a pot, or plain red door? The door you choose reveals if you’re adaptable, observant or highly-independent

If your eyes locked onto the solid red door, you have an absolute zero-tolerance policy for analysis paralysis. You are bold, direct, and fiercely confident in your own judgment. When a messy problem lands on your plate, you don’t call a committee meeting; you cut through the noise, spot the core issue, and make an…

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